Our asset management team takes a person-centered, purpose-driven approach, ensuring every plan reflects the unique needs, goals, and risk tolerance of our clients.

We offer strategies that complement structured settlements for a balanced financial plan. Fixed structured settlements are integrated with actively managed investments, including but not limited to:

• Stocks
• Bonds
• Exchange-traded funds (ETFs)
• Mutual funds
• Certificate of deposits (CDs)
• Money market instruments

These tools give clients flexibility, liquidity, and adaptability over time, affording options to cover immediate needs, preserve public benefits, and build financial security for the future.

What to Know

Trusts are legal instruments that help protect assets and beneficiaries. Settlement funds are placed into trusts of all shapes and sizes and managed by a trustee who then distributes the money according to trust agreement terms. Some types to know include:

Settlement Preservation Trust (SPT)

This trust is for competent adults who receive a significant settlement but need help managing the funds. SPTs protect beneficiaries from financial exploitation or poor money management, keeping funds preserved for the long term.

Special Needs Trust (SNT)

This trust is designed for disabled individuals who receive government benefits like Medicaid, SSI, food stamps, and/or housing subsidies. The SNT holds the settlement funds so the injured plaintiff can use the proceeds without jeopardizing their government assistance.

Minors Trust

This trust is utilized to hold settlement proceeds for minors until they reach the age of majority or further. A minor trust arrangement allows for settlement proceeds to grow over time and still be accessible for the minor without court oversight. It can be funded using a structured settlement as well as upfront settlement proceeds.

Visit our planning partner’s website for more information on trust and asset management services.